Military Saves Blog


Tips, advice, and the latest news from the savings world.

The TSP: The Gift That Keeps On Giving

TSP holiday spending holiday savings
Written by Guest Blogger · 24 November 2015

By Kisha A. Taylor, Writer-Editor, Thrift Savings Plan

Although you may feel compelled to spend extra time and money on gifts for others during the holidays, don’t forget to include someone special—yourself! Here are a couple of ideas for your gift list:


Find Joy This Holiday, Not the Insanity of Consumerism

holiday spending holiday savings holiday budget
Written by Alecia Blair · 19 November 2015

By Alecia D. Blair, Military Saves Communications

According to the National Retail Federation’s (NRF) Holiday Consumer Spending Survey, this year, “consumers celebrating Christmas, Hanukah, and/or Kwanza will spend an average of $805.65 on food items, decorations, gifts and more over the holiday season.” This amount is “the highest amount in the survey’s 14-year history and in line with last year’s $802.45.”


Your Thrift Savings Plan Is Not a Christmas Club Account

TSP holiday spending holiday savings
Written by Guest Blogger · 17 November 2015

By FINRA Investor Education Foundation Staff

Need some extra spending money for the holidays? You may want to consider a Christmas Club account. Remember those? Although Christmas Club accounts aren’t often talked about these days, their purpose is wise: keep the saver out of debt at the holidays. By saving systematically throughout the year, that money can be used to keep Santa in the green.


It’s the Holidays: Ready, Set, Shop!

Online Scams Shopping Online Holiday shopping online shopping
Written by Guest Blogger · 10 November 2015

By Luanne Kadlub, Communications Specialist, Better Business Bureau Serving Northern Colorado and Wyoming

Holiday shopping begins earlier and earlier every year, especially now that many use smartphones and tablets to get the job done. According to the National Retail Federation, the average consumer completed 44 percent of his or her holiday shopping online in 2014. That number is expected to be even higher in 2015.


Five Fun & Frugal Activities for Autumn

Frugal Entertainment Fall Holiday Spending & Saving
Written by Tammy Greynolds · 03 November 2015

By Tammy Greynolds, America Saves Communications Coordinator :: This article comes from the America Saves blog.

School has started, the summer weather has broken – autumn has arrived. Whether you are recovering from back-to-school expenses or are looking ahead to the holiday season, there are plenty of fun and frugal ways to make the most of the fall season without going broke in the process.


Tip of the Day

  • Written by Guest Blogger | March 14, 2014

    Shop around for auto and homeowners' insurance: Before renewing your existing policies, check out the rates of competing companies whose annual premiums could be several hundred dollars lower. 

Saver Stories View all »

A Plan for Success

Written by Super User | April 26, 2012

I’m Staff Sergeant Robert Zuniga and I have been an active duty Air Force medic for eight years. I plan on staying in long enough so that I can retire at 20 years. I have always been interested in personal finance and would like to share how it IS possible for me and my stay-at-home wife and two kids to not only save and invest a ton of money but also have a lot of responsible fun as well on 'low' enlisted pay. You CAN do it too!

First off, we write down our goals and separate wants from needs.


Naval Battalion's Effort Yields Team Success

Written by Super User | November 26, 2010

Construction Battalion Five, DETAIL CHINHAE would like to share our campaign success story with you!

Currently we have 23 members on our Det, (all of whom have registered with militarysaves) and out of them 16 are planning for retirement by saving and investing money in the Federal Thrift Savings Plan.


Savers Pledge Leads to Savings Success

Written by Super User | October 13, 2011

My name is Rob and I am a Staff Sergeant in the Marine Corps Reserve. My financial success is a huge result of the Military Saves Campaign.

My journey began five years ago after marrying my wife, Lisa. We entered our marriage with no savings plan in sight, carrying debt and living in a tiny apartment. After seeing an advertisement for Military Saves, we decided to grab the reigns of our finances and implement a positive financial plan.