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Disability-Related Savings Accounts and Programs

Sunday, December 3 was International Day of Persons with Disabilities. We want to share with you the what, why, where, and how of ABLE accounts to support you and your loved ones towards your savings goals.

Created by the Achieving a Better Life Experience (ABLE) Act, ABLE accounts provide a savings opportunity for Americans with disabilities and their families. Individuals can save to these accounts without losing eligibility for critical benefits such as healthcare or Supplemental Security Income.

Learn more about ABLE accounts and benefit edibility.

ABLE accounts are operated by individual states and are currently available in 28 states. If there’s not yet an ABLE program in your state, you can still open an account. Some states, but not all, will allow ABLE accounts to be opened by non-residents. NebraskaOhio, and Tennessee currently offer nationwide enrollment. There may, however, be some additional costs for out-of-state accounts. Ohio, for example, charges double its usual monthly fee ($2.50) to residents of other states.

Check out this comparison tool created by the ABLE National Resource Center if you're looking to comparison shop across states. 

Learn more about ABLE account programs across the country by clicking on the map below:

Additionally, the Department of Defense's Exceptional Family Member Program (EFMP) is available to military families to help them obtain and navigate the resources they need as they move from installation to installation. Learn about the (EFMP) here and connect to your branch's resources.

Need some support to reach your savings goals? Take the Military Saves Pledge, and we'll send you tips and information to keep you motivated towards your savings goals.


Sunday was International Day of Persons with Disabilities, so we've updated our information on ABLE accounts and other programs to support you and your loved ones in disability-related savings goals:  

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