December 13, 2012
by Miriam Darden Settles, CFP®
Federal Retirement Thrift Investment Board

With its rollout of the Roth option this year, the Thrift Savings Plan (TSP) created educational materials (both printed and online) to help you understand how Roth works and determine if it’s the right choice for you. 

New online calculator

We have a new calculator on our website:  The Contribution Comparison Calculator.  It allows you to compare the effects—on your paycheck today and your TSP balance in the future—of making Roth contributions vs. traditional contributions.  If you’re thinking about Roth, we encourage you to try it out.  Visit the Planning & Tools tab on our website,

YouTube videos

Looking for general information about the Roth TSP option?  The TSP has a YouTube video just for you.  There is a version of “Is Roth Right for Me?” specifically tailored to members of the uniformed services.  You can find it on our YouTube channel at

While you’re visiting our new channel, check out our other videos.  We have one that covers how to change your TSP address and another that reviews the difference between a contribution allocation and an interfund transfer.  We created both videos because our training staff and our call centers field so many questions from participants about these two topics. 
We invite you to visit our YouTube channel regularly.  We’ll continue to add short videos covering other TSP features, rules, and transactions. 

What’s ahead in 2013?

In addition to more videos, we’ll be creating a couple of new calculators that may help you with your decision making.  One is the Paycheck Estimator Calculator that will allow you to see the impact of your contributions on your take home pay.  The other is the Retirement Income Calculator that will be helpful for participants who are getting ready to withdraw their TSP accounts and are considering monthly income options.  We also plan to host several webinars next year so that our training and education staff can reach an even broader audience. 

For all of the latest news and information about the TSP, visit our website at

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