Retirement planning can be exciting, but saving for it may prove to be challenging for you with the constant concern for everyday financial obligations. I’ve always been a fan of looking at the sky; there are clouds, they warn us of storms.
This content is provided courtesy of USAA.
High-profile cases of online relationship fraud grab headlines. Just consider the incredible story of Notre Dame football star Manti Te'o and his Internet "girlfriend." But online scams of all kinds happen to everyday Janes and Joes — people of all ages and at all stages of life. Such cautionary tales show how important it is to protect your computer, your identity and your personal information — not to mention your money.
Whether it's a sweetheart scam, work-from-home scam or some other type of fraud, the bad guys have the same goal, says Tom Shaw, vice president of enterprise financial crimes management and USAA's Identity Theft Officer. They pinpoint a victim, develop a trusting relationship and then convince the victims to wire cash to a third party or give up personal information.
August 21, 2013
By Kayla Albert
More and more, people are realizing that credit scores can make a big difference in their financial lives. They can affect everything from rental applications to mortgage applications to employment applications (in some cases).
So what to do if your score is not as high as you would like? There are a variety of things that could be impacting the health of your score, but if you’re looking for a noticeable fix, these five tips can help.
August 20, 2013
By Benjamin Feldman, Personal Finance Writer, ReadyForZero
There are a lot of people in America fighting debt right now, and it's one of the biggest obstacles you can face when trying to start saving. When a large portion of your monthly income goes toward making debt payments, finding any extra money to put in your savings account can feel impossible.
So how can you conquer your debt and put yourself on the path to saving? It starts with knowing what types of debt you have and how to approach each type strategically.
You have probably heard it before, “it takes three weeks to form a habit.” While we're half way through the month, today is a great day to begin savings habits that will last a lifetime! Try these five tips and see how you can save at least $100 in the next four weeks!