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Tips From a Military Saver - A Plan for Success

Budgeting Retirement Saving
Written by Super User · 02 May 2012

Tips from a Military Saver - A Plan for Success!

By Lila Quintiliani, AFC®
Military Saves Assistant Coordinator

There are lots of folks who believe that because they make a small salary, there is no way for them to save.  “I pay my rent and my bills,” I’ve had people tell me, “and there’s just nothing left over.”  Well, our newest success story is proof positive that there IS a way for individuals and families to save no matter their income level.  Staff Sergeant Robert Zuniga is the only breadwinner for his family, yet they have a healthy 3-6 month emergency fund, have no car payments, max out contributions to his and his wife’s Roth IRAs, and are on goal to pay off their 30 year mortgage in only 12 years.  You can read Staff Sergeant Zuniga’s inspiring story here.

How does he do it, you ask? Well, I think the takeaway from his tale is that there isn’t a single thing that he does that has led to his success.  Rather, there are MANY things that he and his family do that have set them on the path to financial freedom.

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Financial Direction

Written by Super User · 27 April 2012

Lost?  Check Your GPS.  Need Financial Direction?  Set a Goal and Make a Plan!

By Lila Quintiliani, AFC®
Military Saves Assistant Coordinator

If I need to find a particular place, I look it up on Google maps. Or enter it in the GPS.  Occasionally, because gadgets can get it wrong, I look at an actual paper map. The point is, I wouldn’t think of starting on a journey without at least some idea of where I was going. But that’s what millions of Americans are doing every day when it comes to their money. A new Planning and Progress study released by Northwestern Mutual last week found that a whopping 45 percent of Americans have no financial plan at all. Zip, zilch, nada. If you are one of those hapless folks, then it’s time to dig out your road map and at least figure out where you’re going.

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Tip of the Day

  • Written by Katie Bryan | November 22, 2013

    Find places to cut your #spending so that you can pay down #debt faster: http://ow.ly/fzT2h  

Saver Stories View all »

Airman Succeeds Through Dedication to Building Wealth Not Debt

Written by Super User | October 13, 2011

I came into the Air Force at 23 years old in 1993 with about 12 outstanding bills (hospital bills, car loan, car insurance, school loans, credit cards, etc.). You name it, I had the bill. Thanks to the Family Support Center, Dave Ramsey's Financial Peace University, and many other sources, I now have no outstanding bills.

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Making Savings a Part of Marriage

Written by Super User | November 26, 2010

Capt. Rob Eckhardt is the first to admit that he hasn’t always been responsible with money. But less than 10 years after a rocky start to saving, Eckhardt reports that he and his wife are free from credit card debt, have a down payment on a home, and are saving regularly for retirement. And, as the Military Saves representative for his Air Force squadron, he’s helping others make similar progress.

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A Disciplined Approach to Saving

Written by Super User | November 26, 2010

I just recently retired after 30 years of service with the Marine Corps. I truly enjoyed my time serving the Corps and I flourished in the disciplined environment. I also took a disciplined approach to saving. Here are some of the tactics I used-they are very low to moderate risk.

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