Make a Plan: How to Save

When it comes to saving money, the sooner you start, the better. It's not an act that's accomplished overnight, but a process that happens gradually and grows over time. Just remember, Start Small, Think Big.

Making ends meet can be a challenge. And in today's tough economy, you may wonder how it's possible to spare anything. But any amount saved - a quarter, a dollar - is progress. Those quarters and dollars add up. As you get into the habit of routinely "paying into your savings" you'll see the money you're setting aside grow.

Five Saving Strategies

Not sure what you should be saving for? Get started with one of our top five savings strategies.

Savings Tips

54 ways to cut back spending and save some cash.

Finding Money to Save

Find out how small amounts saved each month can equal large yearly savings.

Saving on a Tight Budget

Here are our top ten tips for saving money when budgets are tight.

Financial Products

Not sure where to put the money you save? These accounts can help keep your money safe, secure, and growing.

Saving with U.S. Savings Bonds

Setting money aside for the future is an important step toward reaching your long-term goals, whether that means saving for your child’s college education or preparing for a more comfortable retirement. Learn how convenient saving can be with Treasury securities.

Saving at Tax Time

Receiving a refund this tax season? Learn how to use that money to pay down debt and save instead of buying something you might not really need.

Tip of the Day

  • 33% of Americans spend more than they earn. The first step to eliminating #debt is to stop borrowing & make a budget.

Pledge to Save

I pledge to save money, reduce debt, and build wealth over time. I will encourage my family and friends to do the same

Pledge to Save

Saver Stories View all »

60 Teens participate in Massachusetts Youth Saves Program

During the months of June & July, 60 teenagers aged 13-19 from Marine, Coast Guard, Army, and Air Force families attended Youth Saves programs across the Commonwealth of Massachusetts to help increase their knowledge of financial literacy.

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A Disciplined Approach to Saving

I just recently retired after 30 years of service with the Marine Corps. I truly enjoyed my time serving the Corps and I flourished in the disciplined environment. I also took a disciplined approach to saving. Here are some of the tactics I used-they are very low to moderate risk.

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On the Right Track to Build Wealth

My name is Robina Wahl, and I am a military wife and a veteran. Although I am fairly new to the Military Saves Campaign, the message to “Build Wealth, Not Debt” reassured me that my husband and I were on the right track and doing the right things.

I have always been pretty responsible when it comes to saving and living within my means, but I was not prepared for the unpredictable employment lifestyle of being a Reservist and military spouse.

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