Make a Plan: How to Save

When it comes to saving money, the sooner you start, the better. It's not an act that's accomplished overnight, but a process that happens gradually and grows over time. Just remember, Start Small, Think Big.

Making ends meet can be a challenge. And in today's tough economy, you may wonder how it's possible to spare anything. But any amount saved - a quarter, a dollar - is progress. Those quarters and dollars add up. As you get into the habit of routinely "paying into your savings" you'll see the money you're setting aside grow.

Five Saving Strategies

Not sure what you should be saving for? Get started with one of our top five savings strategies.

Savings Tips

54 ways to cut back spending and save some cash.

Finding Money to Save

Find out how small amounts saved each month can equal large yearly savings.

Saving on a Tight Budget

Here are our top ten tips for saving money when budgets are tight.

Financial Products

Not sure where to put the money you save? These accounts can help keep your money safe, secure, and growing.

Saving with U.S. Savings Bonds

Setting money aside for the future is an important step toward reaching your long-term goals, whether that means saving for your child’s college education or preparing for a more comfortable retirement. Learn how convenient saving can be with Treasury securities.

Saving at Tax Time

Receiving a refund this tax season? Learn how to use that money to pay down debt and save instead of buying something you might not really need.

Tip of the Day

  • When opening an account with a bank or credit union ask about overdraft, ATM & other fees that may be in fine print. http://bit.ly/2IoelBh

Pledge to Save

I pledge to save money, reduce debt, and build wealth over time. I will encourage my family and friends to do the same

Pledge to Save

Saver Stories View all »

When You Start Small, Saving is Easy

When Attiyya first got married, she and her Marine husband had just graduated from college and were focused on paying off student loan debt. They had both attended private schools and had sizeable loans. Then three months after the wedding, the couple found out they were pregnant with their first child.

The first year of their marriage, says Attiyya, was a balancing act between paying down debt and saving for the future.

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Involving Kids in Family Finances

 

One of the best lessons we can share with our kids is about money. By middle school, kids should have a good understanding of how money works as well as the importance of saving.

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Setting a Goal Leads to Success

Growing up, Marisa’s dad had always talked about saving first, but she said she didn’t really internalize it until much later. “I was drifting along with no plan, carrying a little bit of revolving debt, saving some money here and there, but without a real plan for it.”

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