Saving with U.S. Savings Bonds

Helping People Save - Ready.Save.Grow. is a U.S. Department of the Treasury initiative to help people save and take control of their future.

Setting money aside for the future is an important step toward reaching your long-term goals, whether that means saving for your child’s college education or preparing for a more comfortable retirement. Learn how convenient saving can be with Treasury securities.

Treasury savings options are:

  • Affordable. You don’t need a lot of money to save with Treasury savings options. You can purchase a savings bond for just $25 and other Treasury securities starting at $100.
  • Safe. You can safely buy and manage Treasury savings options online through the Treasury Department's secure TreasuryDirect web-based system.
  • Convenient. You can buy Treasury securities online, 24/7—no more waiting in line. You also can purchase savings bonds or other Treasury securities automatically through payroll direct deposit.

Get Ready to Save and Grow your savings and gain control over your future.

About Savings Bonds
Treasury Securities Options
Learn more about the Gift of Savings Bonds
How to Buy Digital Savings Bonds as Gifts (You Tube video)

Another great time to save with U.S. Savings Bonds is at Tax Time! U.S. Savings Bonds are one safe and easy way to do it.

There are a lot of great reasons to buy U.S. Savings Bonds at tax time.

  1. You do not need a lot to get started — start with as little as $50. Use just part of your tax refund to start saving.
  2. It is simple at tax time. Just select the amount you want saved from your income tax refund and you’ll receive your bond in the mail.
  3. Earn interest. Your money starts growing immediately.
  4. Bonds are safe. Bonds will never lose value and they are backed by the U.S. Government.
  5. No fees. There are no fees to buy or cash in your bond.
  6. Money for the future. You help your loved ones live their dreams when you buy bonds.
  7. Gift savings to your loved ones. Bonds can be purchased in someone else’s name – so you can help jumpstart the savings and dreams of the people you care about.

What are tax time bonds?
Tax Time Savings Bonds are Series I U.S. Savings Bonds. Issued and guaranteed by the U.S. Treasury Department, Tax Time Savings Bonds can be purchased directly on your tax form. You can cash in your bond after one year at most banks or credit unions, but the longer your keep it the more it will grow in value. Your bond will earn interest for up to 30 years. If you cash your bond within 5 years, you’ll lose the last three months of interest.

The current interest rate on Series I Savings Bonds is 3.1% through April 30, 2012, and will adjust for inflation every six months. Bonds offer competitive returns in comparison with other savings vehicles.*

Growth on your bonds is guaranteed! Bonds make saving safe, simple and secure.

Visit www.bondsmakeiteasy.org

Connect on FB http://www.facebook.com/bondsmakeiteasy
Connect on Twitter https://twitter.com/bondsmakeiteasy

 

Tip of the Day

  • Check out the FREE "My Military & Money" app for servicemembers from @BBB and McGraw Hill Financial. More info at http://ow.ly/uMX9f

Pledge to Save

I pledge to save money, reduce debt, and build wealth over time. I will encourage my family and friends to do the same

Pledge to Save

Saver Stories View all »

Meet Wacinque BeMende

Meet Wacinque BeMende. He’s so passionate about encouraging savings and promoting financial literacy, he’s established his own Kid’s Savings Program. Wacinque donated $15,000 to the Community Action of Laramie County in Cheyenne Wyoming to begin the Wacinque “ Rhino” Fund Endowment to help kids open savings accounts.

Read more...

A Plan for Success

I’m Staff Sergeant Robert Zuniga and I have been an active duty Air Force medic for eight years. I plan on staying in long enough so that I can retire at 20 years. I have always been interested in personal finance and would like to share how it IS possible for me and my stay-at-home wife and two kids to not only save and invest a ton of money but also have a lot of responsible fun as well on 'low' enlisted pay. You CAN do it too!

First off, we write down our goals and separate wants from needs.

Read more...

One Sailor's Course to Financial Freedom

We all know its not easy to get out of debt once you in over your head. But it can be done with the sound advice and support that the Military Saves program offers. I am a testament to that. I was a recently divorced, single mother. Like many people I had credit card debt, a car loan, bad credit, and a low income job that never seemed to be enough to put food on the table.

Then I decided I'd had enough of living paycheck to paycheck and worrying about money all the time.

Read more...