Credit Awareness Month 2019

October is Credit Awareness Month and it’s the perfect time to take stock of your own personal financial situation. Before you shop on Black Friday or Cyber Monday, it is a good idea to assess your financial health and see whether your spending plan is still on track to get you to your savings goals.

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Social Media

#Military: Did you know that beginning 10/31 you are eligible for FREE #Credit Monitoring from all 3 credit bureaus? Learn more by visiting: http://bit.ly/2os3Ac5



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October is Credit Awareness Month! Ever wonder how exactly your credit score is calculated? Here’s some insight for you: http://bit.ly/2nPCoDH

“There’s no one right way to pay off debt.” Some people like to pay off the smallest debt first and others people pay off the debt with the highest interest rate first. Find this and other tips for for ‘Getting Out of Debt’ here: http://bit.ly/2opwhq1


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What was the last time you looked at your credit report?
It’s not enough to know your FICO Score! By checking your credit report, you can ensure the information being reported is accurate.


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New Blog Posts:

5 Quick Tips for Credit Awareness Month

Tips for Getting out of Debt Blog

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Partner Resources:

Office of Financial Readiness - Consumer Credit Guide for Members of the Armed Forces

Office of Financial Readiness - Your Credit Score Matters

Saveandinvest.org - Dig Yourself out of Debt

Saveandinvest.org - Control Your Credit

MilitaryConsumer.gov - Being Smart About Using Credit Cards

Improving Your Credit

CFPB - Military Lending Act

CFPB - Servicemembers Civil Relief Act

Military OneSource Getting Out of Debt, a Step by Step Guide

Powerpay.org - Helping Debtors Become Savers

Free Annual Credit Report

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Events:

#SaveAutomatically Twitter Chat
Tuesday, October 29, 2019 at 2pm Eastern

The easiest and most successful way to save is to SAVE AUTOMATICALLY. Join us in a #SaveAutomatically Twitter Chat! During this chat we’ll encourage individuals to save and share how to #ThinkLikeASaver by setting a goal and making a plan.

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From the Archives:

Do You Really Know the Score?

5 Ways to Capitalize on Your Credit CArds

Understanding Your Credit Profile Can Improve Your Financial Health

Tip of the Day

  • Written by Guest Blogger | April 18, 2014

    Don't fall prey to the #payday #loan trap! Read these tips for alternate options http://ow.ly/vTKTh

Saver Stories View all »

Setting a Goal Leads to Success

Written by Super User | May 24, 2019

Growing up, Marisa’s dad had always talked about saving first, but she said she didn’t really internalize it until much later. “I was drifting along with no plan, carrying a little bit of revolving debt, saving some money here and there, but without a real plan for it.”

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Involving Kids in Family Finances

Written by | April 19, 2019

 

One of the best lessons we can share with our kids is about money. By middle school, kids should have a good understanding of how money works as well as the importance of saving.

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When You Start Small, Saving is Easy

When Attiyya first got married, she and her Marine husband had just graduated from college and were focused on paying off student loan debt. They had both attended private schools and had sizeable loans. Then three months after the wedding, the couple found out they were pregnant with their first child.

The first year of their marriage, says Attiyya, was a balancing act between paying down debt and saving for the future.

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