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Our Team

Written by Angela Caban · 31 August 2020

Angela Caban, MHRM

Angela Caban is an Army National Guard spouse, mom of two, and the Military Saves Director. She is responsible for directing and overseeing communications that effectively describe and promote the program and its services.

Prior to joining Military Saves, Angela was a Community Manager for USAA, where she was responsible for the strategic planning of the digital-based platform open to 11 million members.

In 2010, Angela founded a military support network to help bridge the gap between the active duty, National Guard, and Reserve communities. The Homefront United Network was named a top military support network by Joining Forces in 2014. Angela has been published in various print and online publications, with a writing focus on military lifestyles and financial readiness for everyday military families.

She is the former Vice President of the New Jersey Board of Education, where she was an avid advocate for military kids attending civilian schools as well as current issues affecting curriculum and regionalization of smaller school districts. She has also served on various advisory boards such as the Military Family Advisory Network and the Employer Support of the Guard and Reserve.

Angela has her Bachelor of Science in Business Administration from DeVry University and her Masters in Human Resource Management from Keller Graduate School of Management.

Angela's Favorite Saving Tip: Have more than one savings account and name them based on what you are saving for. Example, "Vacation Money", "Emergency Fund", "New Appliances"... naming them to the specific goal you are saving for will make you think twice about dipping into savings if it isn't an emergency.

 

Lila Quintiliani, AFC®

Lila Quintiliani is an Active Duty Army spouse, veteran, mom of two, and the Military Saves Senior Program Manager. Previously she worked as a Personal Financial Counselor on military installations worldwide and as a contracted subject matter expert for content for the Department of Defense’s Office of Financial Readiness. Lila also served as the Assistant Coordinator for the Military Saves program in 2012-2013.

A FINRA Military Spouse Fellowship recipient, Lila is an Accredited Financial Counselor (AFC®). She holds a Bachelor’s Degree in East Asian Studies from Columbia University in New York City and a Master’s Degree in Chinese History from the University of California, Los Angeles.

Lila feels strongly about helping military families find financial success.

Lila's Favorite Saving Tip: When you pay off a monthly note, like a car loan, continue to save that amount in a savings account. Watch those savings grow!

Partner Resource Packet: Saving For An Emergency

Written by · 23 August 2020

Although you can’t know when an emergency will arise, one thing you can count on is that they WILL happen. Often when you least expect it. That’s why Military Saves wants our Savers to be prepared by saving for the unexpected.

This month’s resource packet is filled with valuable information and helpful tools to aid your audience in everything from budgeting, to “finding” the money, and stats that reinforce why saving for emergencies is so critically important, especially to military families.

Share this information with your audience so they can set a goal and make a plan to be prepared for life’s unexpected moments.


Social Media Posts:

5 Ways Military Families Can Save $500 to $1,000 for Emergencies via @MilitarySaves

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57% of respondents in the 2019 @MilitarySaves Saver Survey said unexpected expenses were their top challenge when it came to saving.

Download

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Those with a #savings plan are much more likely to have adequate emergency savings. Set a goal and make your plan by taking the @MilitarySaves Pledge. http://bit.ly/pledgems

Download

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Savings Tip from @MilitarySaves: Automatically transferring money from checking to #savings is the fastest way to #save $500 to $1,000 for #emergencies https://bit.ly/2QYKZjt

Download


Resources:

America Saves/Military Saves Resources/Tools

COVID-19 Resources

Save for Emergencies 

This is the Emergency You’ve Been Saving For

Tips on Where to Keep Your Emergency Savings

Steps for Dealing with an Unexpected Loss of Income

Combat Changes in Your Paycheck with Battle-Hardened Transition and Emergency Funds

Emergency Savings

Five Ways to Start and Maintain an Emergency Fund


Partner Organization Resources & Highlights

FEMA - Military Family Preparedness

FEMA - Emergency Financial First Aid Kit

Red Cross - Military Family Resources

Department of Defense - Emergency Preparedness Guide

Military OneSource - Military Relief Organizations and Emergency Financial Help

Department of Defense Office of Financial Readiness - COVID19 Resources


New Blog Posts:

 How Military Families Can Save $500 to $1,000 for Emergencies


Events:

Military Saves Quarterly Program Update - Q3

When: September 22, 1 p.m. EDT

Where: Online via Microsoft Teams

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America Saves #ThinkLikeASaver Virtual Town Hall Series, co-hosted by Military Saves

All Virtual Events will take place on the America Saves Facebook Page at 2pm ET

October 22, 2020 | #ThinkLikeASaver: Simple Strategies To Help You Save

November 5, 2020 | #ThinkLikeASaver: How Do I Pay Off Debt?

November 19th 2020 | #ThinkLikeASaver: Saving For Major Life Milestones

Military COVID-19 Resources

Written by Benjamin Moss · 26 March 2020

Military Saves is committed to ensuring military families have the information they need for their well-being. Here is a list of savings resources to help during the COVID-19 (Coronavirus) crisis. This page is being updated as new resources come in.

Please email us at This email address is being protected from spambots. You need JavaScript enabled to view it. if you have any questions.



Emergency Assistance

Military OneSource COVID19 Information

Veterans Crisis Line Call 800-273-8255, chat online, or text 838255



Other Organizations

AFCPE - Talk to a qualified financial counselor or coach - for free. Thanks to the generosity of the Wells Fargo Foundation, and in partnership with Yellow Ribbon Network, AFCPE® certified financial counselors and coaches are now offering unbiased and fully confidential virtual financial counseling and coaching sessions – free to individuals and families who are struggling with the financial implications of COVID-19.

Gary Sinise FoundationAdditionally, any military service members, veterans, first responders, and their families affected by COVID-19 can apply for financial assistance through an initiative of the Foundation’s Relief and Resiliency program, called H.O.P.E. (heal, overcome, persevere, and excel).”

Independence Fund

Operation Homefront

Operation HOPE

Penfed Foundation (application process currently suspended, but may reopen; Foundation also has other financial assistance options).

Red Cross Coronavirus Safety Tips

Red Cross Financial Assistance


Education

GI Bill Benefits to continue. Students with questions can contact the VA’s Education Call Center at 1-888-442-4551 between 8:00 a.m. and 7:00 p.m. ET on weekdays


Income Taxes

IRS Coronavirus tax relief extends payment/filing of taxes

IRS Check Status of Stimulus Check

IRS Web Tool for Non-Filers to Recieve Stimulus Check

MilTax Services Military OneSource – free tax filing to get a refund now; call 800-342-9647 to connect with a MilTax consultant

Non-Filers: Enter Your Payment Info Here


Other Resources

Digital Resources for Military Families

Through the MWR Digital Library Portal, families can access many FREE, useful resources including: 

  • Tutoring - free tutoring for military families through Tutor.com
  • Major daily newspapers
  • Consumer Reports
  • National geographic plus most magazines
  • Ebooks, audiobooks, comics, and graphic novels
  • Research tools such as Britannica Library, Gale Academic Onefile, Morningstar, Ancestry.com
  • Mango Languages

Through Blue Star Families, military families can enjoy free memberships to:

  1. Headspace – access meditation and mindfulness content for free with a membership to this app (valued at $95.88)
  2. Thrive Market – receive a free membership (valued at $59.95) to shop and ship best-selling natural and organic products at wholesale prices right to your doorstep
  3. Caribu – enjoy books focused on military children in the app’s dedicated Blue Star Families category


Mortgage Relief

Mortgage Relief Tracker: This site tracks federal, state, and private mortgage relief programs.


Scams

FTC


Student Loans

Federal Student Aid – You may be able to temporarily stop making payments


10 FINANCIAL INSTITUTIONS, 20 MILITARY AFFILIATED ORGANIZATIONS AWARDED FOR ENCOURAGING MILITARY COMMUNITY TO SAVE

Written by Benjamin Moss · 20 July 2020

FOR IMMEDIATE RELEASE

July 16, 2020

Contact: This email address is being protected from spambots. You need JavaScript enabled to view it., 202-387-6121

Washington, D.C. – Military Saves announced today that four banks and six credit unions have been awarded the Military Saves Designation of Savings Excellence for their extraordinary efforts to motivate their communities to build personal savings during Military Saves Month 2020. Now in its seventh year, the award is presented annually to banking institutions that succeed in getting people to open or add to wealth-building accounts.

Ten military installations/units and ten military supporters were also awarded the Military Saves Savings Champion designation for their outstanding efforts in motivating their communities to build wealth and reduce debt.

“The COVID-19 pandemic is an unfortunate situation that is currently impacting military families and their finances. The timing of Military Saves Month has helped to spearhead the conversation around saving during a national crisis and help service members and their families take action toward their savings plan,” said Angela Caban, Military Saves Director. “The installations, organizations, financial institutions, and supporters awarded went above and beyond to encourage and support the military community to save.”

Military Saves Month, held in April, is an annual opportunity for the entire military community to assess their savings status and make a plan to start or increase saving, and for organizations to support good savings behavior.

“Fort Jackson’s Army Community Service (ACS) Financial Readiness Program (FRP) team believes in the Military Saves' mission to motivate, support, and encourage military Families to save money, reduce debt and build wealth. Our team encourages the entire military community to save year-round,” said Angela Crosland, the Fort Jackson Financial Readiness Program Manager. “This year, the COVID-19 pandemic posed a challenge in spreading our savings message. However, it created an opportunity to promote planning for emergencies and the unexpected.”

For more information about the Military Saves program, visit militarysaves.org.

For more information about the Military Saves Designation of Excellence visit here.

2020 Military Saves Designation of Savings Excellence Recipients

Banks

Armed Forces Bank

First Keystone Community Bank

First Arkansas Bank and Trust

Fort Sill National Bank - FSNB, N.A.

   

Credit Unions

Air Force Federal Credit Union

New Horizons Credit Union

Freedom Federal Credit Union

PenFed Credit Union

Navy Federal Credit Union

Travis Credit Union

   

Military Installations/Units

Camp Fuji, Japan

Los Angeles AFB, CA

Fort Bliss, TX

McChord Field (JBLM), WA

Fort Drum, NY

Sheppard AFB, TX

Fort Hood, TX

94th Engineering Brigade, Tennessee Army

Fort Jackson, SC

National Guard

Fort Leonard Wood, MO

 

   

Military Supporters

AmeriForce Media

National Credit Union Administration

Association of Military Banks of America

National Foundation for Credit Counseling

Defense Credit Union Council

The Military Money Show, Lacey Langford

FINRA Investor Education Foundation

The Table Financial Planning, Andrea Clark

Investor Protection Trust

Zeiders Enterprises

Military Saves is an initiative of America Saves, a campaign managed by the nonprofit Consumer Federation of America that uses the principles of behavioral economics and social marketing to motivate, encourage, and support the military community to save money, reduce debt, and start building wealth. Military Saves encourages individuals and families to take the Military Saves pledge and organizations to promote savings year-round and during Military Saves Month. Learn more at Militarysaves.org

Designation of Savings Excellence and Savings Champion

Written by Benjamin Moss · 30 January 2020

About the Designation of Savings Excellence Award                                                           

Banks and Credit Unions play an important role in Military Saves Month by making it easy for their customers and members to save. When individuals utilize saving accounts they build financial security and financial institutions increase deposits, build goodwill, and strengthen relationships.

That’s why we recognize financial institutions that show exceptional achievement in Military Saves Month activities by awarding them the Designation of Savings Excellence.

Designees are recognized by:

Eligibility requirements:

Awards will be given based on the completed information provided through the Designation of Savings Excellence Application within the Military Saves Month Reporting Survey. Survey samples for banks and credit unions may be found below. The survey closes on Friday, May 22, 2020

Important Links

DOSE Application Worksheet

Sample Survey for Banks

Sample Survey for Credit Unions

 


About the Savings Champion Award

Every Military Saves Month participating organizations, including non-profits, military installations, government agencies, etc. around the world go the extra mile to help military families save money and assess their financial habits. Due to the support of hundreds of participating organizations, we want to recognize those who go above and beyond during Military Saves Month with our Savings Champion Award.

2020 Savings Champion Top Installation Winner: Fort Jackson

The Savings Champion Award is a national recognition that is awarded by Military Saves with the support of a selection committee comprised of staff and leadership in all program initiatives. We will select winners in 2 separate categories, Military Installations, and Military Supporters.

Winners are recognized by:

  • Military Saves Savings Champion Award.
  • A digital badge to display on your website and share on social media.
  • Recognition on MilitarySaves.org social media and email communications.
  • Recognition in a national press release and individually in local releases.

Eligibility requirements:

  • Signed up to participate in Military Saves Month.
  • Encourage Americans to make a commitment and savings plan through the Military Saves Pledge.
  • Promote MSM through a variety of events and social activities.
  • Complete the Savings Champion Application which is included in the Military Saves Month Reporting Survey
  • Submission of samples of marketing materials.

Tip of the Day

  • Written by | April 17, 2014

    Check out these "6 Tips to Help Reduce Credit Card Debt" at http://t.co/kPuiEOOyGA

Saver Stories View all »

Setting a Goal Leads to Success

Written by Super User | May 24, 2019

Growing up, Marisa’s dad had always talked about saving first, but she said she didn’t really internalize it until much later. “I was drifting along with no plan, carrying a little bit of revolving debt, saving some money here and there, but without a real plan for it.”

Read more...

How Smart Financial Decisions Can Create Opportunities 

Written by Stephen Ross, America Saves Program Coordinator | November 22, 2019

Of the many stories Military Saves shares, most describe how someone was in dire straits financially and worked their way out of it with the help of Military Saves. This time we want to highlight a different kind of story. This is a story about how responsible financial decisions can build on one another to create opportunities you thought only the super-rich enjoy.

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When You Start Small, Saving is Easy

When Attiyya first got married, she and her Marine husband had just graduated from college and were focused on paying off student loan debt. They had both attended private schools and had sizeable loans. Then three months after the wedding, the couple found out they were pregnant with their first child.

The first year of their marriage, says Attiyya, was a balancing act between paying down debt and saving for the future.

Read more...