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Military Saves Week 2013 Participating Organizations

Written by Super User · 13 August 2012

NEW: Military Saves Week 2013 Interactive Report


Financial Institutions

Installations

Non-Profit Organizations

Government Agencies


Financial Institutions


1st Advantage Federal Credit Union
1st Community Federal Credit Union
5Star Bank
Air Academy Federal Credit Union
Andrews Federal Credit Union (6 locations)
Arkansas Federal Credit Union
Armed Forces Bank of California, N.A. (AFBCA) 8 locations
Armed Forces Bank, N.A. (AFB) 54 locations
Army Aviation Center Federal Credit Union
Bank of Guam
Belvoir Federal Credit Union
Border Federal Credit Union
Broadway National Bank (3 locations)
CB&T a division of Synovus Bank
Cedar Point Federal Credit Union
CoastHills FCU
Community Bank operated by Bank of America (75 locations)
COMSTAR FCU
CREDIT Revize
Edwards Federal Credit Union
Eglin Federal Credit Union (5 locations)
Ent Federal Credit Union (3 locations)
First Arkansas Bank & Trust
First Citizens Bank & Trust
First Command Financial Planning
FNB Community Bank
Fort Bragg Federal Credit Union
Fort Campbell Federal Credit Union
Fort Hood National Bank
Fort Knox Federal Credit Union
Fort Lee Federal Credit Union
Fort Polk Army Community Service
Fort Sill Federal Credit Union
Fort Sill National Bank (6 locations)
Freedom Federal Credit Union
GeoVista Credit Union
Global Credit Union (6 locations)
Great Western Bank
Guardian Federal Credit Union
Hanscom Federal Credit Union
Heritage Community Credit Union
Keys Federal Credit Union (2 locations)
Lakehurst Naval Federal Credit Union
Langley Federal Credit Union
Les Bois Credit Union
MAC Federal Credit Union
Merrill Lynch
Mid Missouri Credit Union
Navy Federal Credit Union (231 locations)
Otero Federal Credit Union
Pacific Marine Credit Union (4 locations)
Pearl Harbor Federal Credit Union
Pen Air Federal Credit Union
Pentagon Federal Credit Union
PNC Bank (51 locations)
Primerica
Quest Credit Union
RIA Federal Credit Union (2 locations)
Robins Federal Credit Union
SAC Federal Credit Union
Schofield Federal Credit Union
Scott Credit Union
Sea Air Federal Credit Union (3 locations)
Security Service Federal Credit Union (70 locations)
Sentinel Federal Credit Union
Service Credit Union, multiple locations
State Department Federal Credit Union
Steward Wealth Strategies
SunTrust Bank, INC
Tinker Federal Credit Union (2 locations)
Travis Credit Union
U.S. Bank
USAA
Vantria Federal Credit Union
VyStar Credit Union
Wells Fargo (3 locations)
Windward Community Federal Credit Union

Installations

1-163rd FA BN, Montana Army National Guard
119th Wing, Air National Guard, ND
138th FW, 219 EIS, Oklahoma Air National Guard
146th Airlift Wing, California Air National Guard
149th Fighter Wing, Texas Air National Guard
158th FW, Vermont Air National Guard
165th Airlift Wing, National Guard, GA
168th Air Refueling Wing, Air National Guard, AK
186th Air Refueling Wing, Mississippi Air National Guard
1st Marine Corps District, NY
33d Infantry Brigade Combat Team, Illinois Air National Guard
36th Sustainment Brigade, Texas National Guard
934th Airlift Wing, Minneapolis ARS, MN
Adelphi Army Research Lab, MD
Air Station Miami Supply, Coast Guard, FL
Al Udeid Air Base, Qatar
Alabama National Guard Joint Force Headquarters
Armed Forces Reserve Center Scranton, PA
Aviano Air Base, Italy
Barksdale Air Force Base, 2 MUNS/ ARMAMENT FLIGHT, LA
Barksdale Air Force Base, LA
Beale Air Force Base, CA
Buckley Air Force Base, CO
Camp Casey, South Korea
Camp Humphreys, South Korea
Camp Lincoln, JFSAP Illinois
Camp Parks RFTA   Dublin, CA
Camp Pendleton Marine Corps Base, Children, Youth/Teen Programs, CA
Camp Pendleton, CA
Camp Zama, Japan
Cannon Air Force Base, Youth Activity Center, NM
CATC Camp Fuji, Japan
Center for Information Dominance Learning Site Norfolk, VA
CNE Maritime Ashore Support , NAS Sigonella, Italy
Coast Guard Headquarters
Coast Guard Station Gloucester, MA
Combined Joint Task Force, Paladin, Bagram Air Field, Afganistan
Command Fleet Activities Chinhae, South Korea (youth and child programs)
Commander Fleet Activities Sasebo, Japan
Commander Fleet Activity, Yokosuka, Japan
COMOMAG, Corpus Christi, TX
COMOPTEVFOR, VA
Creech Air Force Base, NV
Davis-Monthan Air Force Base, AZ
Dugway Proving Ground, UT
Eglin AFB
Eglin Air Force Base, FL
Eielson Air Force Base, Youth Programs (Boys and Girls Club of America), AK
Ellington Field, Texas Air National Guard
Ellsworth Air Force Base, SD
F. E. Warren Air Force Base, WY
Fairchild Air Force Base, WA
FFSC San Diego, CA
Fleet Activities Sasebo, Japan
Fort Belvoir, VA
Fort Benning, GA
Fort Bliss, TX
Fort Bragg, NC
Fort Buchanan, Puerto Rico
Fort Campbell, KY
Fort Carson, CO
Fort Detrick, MD
Fort Devens, MA
Fort Dix, NJ
Fort Gordon, GA
Fort Hamilton, NY
Fort Harrison, MT
Fort Hood, 41st Fires BDE/ 1st CAV, TX
Fort Hood, 589TH BSB, TX
Fort Hood, TX
Fort Huachuca, AZ
Fort Jackson, SC
Fort Knox, KY
Fort Leavenworth, KS
Fort Lee, VA
Fort Leonard Wood, MO
Fort Meade, MD
Fort Polk, LA
Fort Riley Middle School Teen Center, KS
Fort Riley, KS
Fort Rucker, AL
Fort Sill, 30TH ADA BDE, OK
Fort Sill, OK
Fort Stewart & Hunter Army Airfield, GA
Fort Stewart, GA
Fort Wainwright, AK
Geilenkirchen NATO Air Base, Germany
Georgia National Guard Family Program
Goodfellow, Air Force Base, TX
Grand Forks Air Force Base, ND
Hanscom Air Force Base, MA
HHC 4BSTB 4BCT 1CD Fort Hood, TX
Hill Air Force Base, UT
Holloman AFB, NM
Holloman Air Force Base, Youth Programs, NM
HQ IMCOM, Fort Sam Houston, TX
Hunter AAF, GA
Illinois National Guard
Incirlik Air Base, Turkey
JFSAP Gowen Field, ID
Joint Base Anacostia Bolling, DC
Joint Base Anacostia Bolling, VA
Joint Base Andrews, HQAFDW/Finanacial Service
Joint Base Charleston, SC
Joint Base Elmendorf-Richardson, AK
Joint Base Langley-Eustis, VA
Joint Base Lewis McChord, WA, Air Force Reserve
Joint Base Lewis-McChord, WA
Joint Base McGuire-Dix-Lakehurst, NJ
Joint Base Myer Henderson Hall, VA
Joint Base Pearl Harbor-Hickam, HI
Jonit Base Lewis McChord, WA
Kadena Air Base, Okinawa, Japan
Keesler AFB, MI
Key Field Airt National Guard Base, MI
Kirk United States Army Health Clinic, Aberdeen Proving Ground, MD
Kirtland Air Force Base, NM
Lackland Air Force Base, TX
Lajes Field Air Base, Youth Center, Portugal
Laughlin Air Force Base, TX
Little Rock Air Force Base, AR
Los Angeles Air Force Base, CA
Luke Air Force Base, AZ
MA NG Military & Family Support Center, MA
MacDill Air Force Base, FL
Maine National Guard
March ARB, CA
Marine Corps Air Ground Combat Center, CA
Marine Corps Air Station Miramar, CA
Marine Corps Air Station, SC
Marine Corps Base Hawaii
Marine Corps Community Services Wakuni, Japan
Marine Corps Logistics Base Albany, GA
Marine Corps Logistics Base, Barstow, CA
Marine Corps Recruit Depot, Parris Island, SC
Maxwell Air Force Base, AL
Maxwell Air Force Base, AL, 908th AES
MCAS Cherry Point, NC
MCB Camp S. D. Butler, Okinawa, Japan
MCB Quantico, VA
MCLB Albany, GA
Minot Air Force Base, ND
Misawa Air Base, Japan
Mississippi, Air National Guard CRTC - Gulfport, MS
Mountain Home Air Force Base, ID
NAF Atsugi, Japan
NAS Fort Worth Joint Reserve Base, TX
NAS Jacksonville, Patrol Squadron 30, Jacksonville, FL
NAS JRB, New Orleans, LA
NAS Key West, FL
NAS Kingsville, TX
NAS Lemoore, CA
NAS Meridian, MS
NAS Oceana Air Station, Keystone Club
NAS Oceana, VA
NAS Oceana/Dam Neck Annex FFSC, VA
NAS Pensacola, FL
NAS Sigonella, Italy
NAS Whidbey Island, WA
NAS Whiting Field, FL
Natick Soldier Systems Center, MA
National Guard Bureau, National Capital Region/HQ, VA
Naval Air Base, Japan (AIMD MISAWA)
Naval Air Station Whiting Field, FL
Naval Base Coronado, CA
Naval Base Guam
Naval Base Kitsap, WA
Naval Base San Diego, CBMU 303, CA
Naval Base Ventura County, CA
Naval Construction Battalion Center, Gulfport, MS
Naval Reserve Forces Command, NSA Hampton Roads, VA
Naval Station Mayport, FL
Naval Station Norfolk, VA
Naval Station Rota, Spain
Naval Subase New London, Youth Center, CT
Naval Submarine Base, Kings Bay, GA
Naval Support Activity Mid-South, TN
Naval Support Facility Dahlgren, VA
NAVSCIATTS, MS
Navy Operational Support Center, NY
Navy Recruiting Denver, CO
Navy Region Japan
Navy Region Singapore
NIOC Sugar Grove Youth Activity Center, WV
North Carolina National Guard JFHQ
NSA BAHRAIN
NSA Naples, Italy
NSA Northwest Annex, Chesapeake, VA
NSA Panama City, FL
NSA Saratoga Springs, NY
NSA Souda Bay, Greece
Osan Air Base, South Korea
Pacific Missile Range Facility, Barking Sands, Joint Base Pearl Harbor-Hickam, Hawaii
Papa Air Base, Hungary
Parris Island - Marine Corps Recruit Depot, SC
Patuxent River, Maryland
Pearl Harbor, HI
Picatinny Arsenal, NJ
Portsmouth Naval Shipyard, ME
RAF Lakenheath, United Kingdon
Ramstein Air Base, Germany
Region Legal Service Office Midwest, Naval Base Great Lakes
Robins Air Force Base, GA
Rock Island Arsenal, IL
Schofield Barracks, Hawaii
Schriever Air Force Base, CO
Scott Air Force Base, IL
Seymour Johnson Air Force Base, NC
Shaw Air Force Base, SC
Sheppard Air Force Base, TX
Southern California Recruiting Battalion
Spangdahlem Air Base, Germany
Texas JFSAP
Tinker Air Force Base, OK
Tinker Air Force Base, Youth Center, OK
Tobyhanna Army Depot, PA
Travis Air Force Base, 60 FSS, CA
Travis Air Force Base, GA
Tyndall Air Force Base, FL
United States Recruiting Command
US Army Garrison - Miami, FL
US Naval Academy, MD
US Naval Station Guantanamo Bay, Cuba
USA Detroit Arsenal/TACOM, MI
USAF Academy, CO
USAG Ansbach, Germany
USAG Baden-Wuerttemberg, Germany
USAG Baumholder, Germany
USAG Benelux - Schinnen, The Netherlands
USAG Benelux - SHAPE/Chievres and - Brussels, Belgium
USAG Daegu, South Korea
USAG Fort Hunter Liggett, CA
USAG Grafenwoehr, Garmisch-Partenkirchen, Germany
USAG Humphreys, South Korea
USAG Kaiserslautern, Germany
USAG Schweinfurt, Germany
USAG Vicenza, Italy
USAG Vincenza, Darby Military Community, Italy
USCG Base Los Angeles/Long Beach, CA
USCG MSU Port Arthur, TX
USCG Sector Los Angeles/Long Beach, CA
USCG Sector San Diego, CA
USCG Station Chatham, MA
USS Anchorage LPD-23, San Diego, CA
USS BUNKER HILL
USS CORONADO (LCS-4) Gold Crew
USS Milius DDG 69, San Diego, CA
V.F.W. #6248 Decatur, MI
Vance Air Force Base, OK
Vandenberg Air Force Base, CA
VRC-30, Navy Region Southwest, Naval Base Coronado, CA
West Point, NY
White Sands Missile Range, NM
Whiteman Air Force Base Youth Center, MO
Wright Patterson Air Force Base, OH
Yokota Air Base, Japan
Yongsan, South Korea

Non-Profits

Air Force Aid Society
American Financial Solutions
Arlington Boys & Girls Club
Army Emergency Relief
Association of Military Banks of America (AMBA)
Association for Financial Counseling, Planning and Education
Better Business Bureau Education Foundation
Better Business Bureau, Alaska, Oregon and Western Washington
Better Business Bureau, Central Virginia
Better Business Bureau, Central, Coastal, SW Texas & Permian Basin
Better Business Bureau, Central, Northern and Western Arizona
Better Business Bureau, Coastal Carolina
Better Business Bureau, Dayton/Miami Valley
Better Business Bureau, East AL, West & Southwest GA
Better Business Bureau, Greater Cleveland
Better Business Bureau, Greater Maryland
Better Business Bureau, Greater WV
Better Business Bureau, Hawaii
Better Business Bureau, Lincoln Trail Area, KY
Better Business Bureau, Middle Tennessee
Better Business Bureau, Mid-South
Better Business Bureau, Minnesota and North Dakota
Better Business Bureau, Northern Colorado & Wyoming
Better Business Bureau, Northwest Florida
Better Business Bureau, San Antonio Texas
Better Business Bureau, San Diego
Better Business Bureau, Snake River Region (southern Idaho)
Better Business Bureau, Southern Colorado
Better Business Bureau, Upstate New York
Better Business Bureau, West Florida
Better Business Bureau, Western PA
Better Business Bureau, Yuma, AZ
Blue Star Families, Inc.
Bob & Joy Darling Frisco Boys & Girls Club of Collin County
Boys & Girls Club of Elk River
Boys & Girls Clubs of America
Boys & Girls Clubs of Annapolis & Anne Arundel County
Boys & Girls Clubs of Central Texas
Boys & Girls Clubs of Greater Westfield
Boys & Girls Clubs of Metro Atlanta
Consumer Credit Counseling Service of Nebraska, Inc
Council of Better Business Bureaus- BBB Military Line
Debt Reduction Services, Billings, MT and surrounding area
Defense Credit Union Council (DCUC)
Financial Empowerment Movement Inc.
FINRA Investor Education Foundation and SaveAndInvest.org
First Command Educational Foundation
Fort Riley Middle School Teen Center
GI Money
Girl Scout Troop #7530
Increasing H.O.P.E Financial Training Center
Institute of Consumer Financial Education (ICFE)
K-State Research and Extension-Fort Riley-KS
Montana Chamber of Commerce
National Association of Federal Credit Unions
National Military Family Association
Navy Marine Corps Relief Society, NS Annapolis
Navy-Marine Corps Relief Society Headquarters
Navy-Marine Corps Relief Society Naval Base Guam
Navy-Marine Corps Relief Society Twentynine Palms, CA
Novadebt
NSA Mid-South Navy Teen Center
Operation Homefront
Operation HOPE
RDI-Rural Dynamics, Inc.
Save Our Benefit
SNAP, Inc.
Southern WV Community & Technical College
Springboard Nonprofit Consumer Credit Management, Inc.
the Boys & Girls Club of the Northern Neck.
The USAA Educational Foundation
University of Nebraska - Lincoln (ROTC)
Valdosta Veterans 1st
VeteransPlus
Women Veterans Business Center

Government Agencies

Department of Defense, Office of Community and Family Policy
DC Department of Insurance, Securities & Banking
Illinois State Treasurer
National Credit Union Administration
US Securities and Exchange Commission

Past Participating Organizations

2012

2011

Non-Profits

Written by Super User · 29 May 2012

Thank you for taking the time to find out how we can work together to persuade, motivate, and encourage military families to save money every month and promote automatic savings.

Please sign up to participate and download the participation kit below. Feel free to contact Military Saves at any time with questions.

Military Saves is an opportunity for your organization to: 

  • Feature the services you provide to your audience that help people build wealth.
  • Share important savings messaging with your audience.
  • Join the Department of Defense-wide effort to encourage servicemembers and their families to save.

Ready to help Servicemembers and their families save?

Step 1: Sign Up!

Step 2: Download Participation Kit

» Participation Guidelines

» Non-Profit Participation Kit 

Step 3:  Download Materials

Step 4:  Download Graphics and Materials

Saving on a Tight Budget

Written by Super User · 09 May 2012

How can those who currently aren’t saving afford to save money? And how can those saving only a little save more?

Here are our top 10 tips for saving money when budgets are tight.

Cut Spending Painlessly

Tip 1: To find small savings that add up to big savings over time, keep a careful record of all (and we mean all) of your expenditures for a month. You may be surprised to learn how much you are spending on such things as a daily latte or restaurant meals.

Tip 2: For necessary purchases — such as food and transportation and insurance— comparison shop. Remember your Commissary and Exchange can offer you savings year-round.  Utilize these savings opportunities as you would your other military benefits.

Tip 3: Restrain spending on birthdays and holidays, especially Christmas. A few well-chosen gifts are likely to be more appreciated than a more costly pile of gifts chosen thoughtlessly in a shopping mall foray.

Reduce High-Cost Debt

Tip 4: Interest rates on credit card debts and other retail credit lines can easily run 25 percent. You can save hundreds, perhaps thousands, of dollars a year by paying off these high-cost debts. If you are located at a military installation you can get assistance at the Family Readiness Center for free.  Personal Financial Managers and Counselors are there to help and can be a great asset in getting a debt repayment plan in order.  Another resource is MilitaryOneSource (1-800-342-9647) they also offer free financial counseling.

Save For Emergencies 

Tip 5: Build an emergency fund to avoid having to take loans to pay for unexpected purchases. That fund is usually best kept in a separate savings account, despite the low interest rates such accounts pay right now. But do try to keep a high enough balance in the account to avoid monthly fees. Many on-base banks and credit unions participate in Military Saves Month and offer great savings options during the Month and throughout the year. To learn more on emergency savings, click here.

Tip 6
: Set up an automatic transfer each pay period or month from your checking to your savings account or through an allotment. Even as little as $10 or $15 a month helps. After all, that’s $120 or $180 a year.

Tip 7: Put all your loose change in your savings account. For many people, that could add up to well over $100 a year.

Take Free Money and Save it

Tip 8: Low- and moderate-income workers qualify, each year, for an Earned Income Tax Credit that can put over $1,000, and often more than $2,000, in your pocket. The EITC Assistant tool provided by the IRS can help you determine if you qualify to claim the credit, or you can contact your local tax payer assistance center for in-person help. Then be sure to save at least half of this windfall.

Tip 9: Participate in a local Individual Development Account (IDA) program. In return for attending financial education sessions and agreeing to save for a home, education, or business, you typically receive $2 for every $1 you save through an IDA program. So, $25 that you save each month ends up as $900 at the end of a year.

Tip 10: Participate in the Thrift Savings Plan or Save at Work. While we encourage letting this money build up until retirement, it can be withdrawn, or borrowed on, to cope with serious emergencies.

 

 

 

Saving for a Car

Written by Super User · 23 May 2012

Being able to travel by car can help people earn more, spend less, and get better value in their housing. Cars, however, are relatively expensive to purchase and maintain. American households spend, on average, more than $8,000 dollars on car purchases and maintenance each year. Individuals can reduce this transportation expense by making wise purchase decisions.

Whether to Buy

Consider whether alternative transport -- mass transit, cabs, rental cars, or a leased car -- makes sense.

Mass Transit/Rental Alternatives:

Before buying a car, especially a second vehicle, consider whether alternative transport makes sense. Particularly in cities, these alternatives could include mass transit, cabs, and rental cars, or a combination of the three. Most important, estimate the cost of a car and the cost of any alternative. Then ask yourself the question, is the convenience of car ownership worth the price?

Leasing Option:

If you decide you want to always have a car available, consider leasing as an alternative to ownership. One reason that so many cars are leased is that monthly lease payments are often lower than monthly car payments. But remember that, at the end of the lease period, you won’t own the car. And buying it at the end of a lease may cost you more in total than purchasing it at the outset.

What to Buy

In deciding whether to purchase a new or used car, make certain to estimate the difference in total costs.  Cars vary widely in cost. Annual household spending on automotive transportation ranges from hundreds of dollars to tens of thousands of dollars. The exact cost to you depends on factors such the type of car: its age, mileage, and condition; how you finance, insure, and service it; and how many cars you own and how far you drive them.

Which Car Model:

First, think about the types of models that meet your transportation needs and are affordable. Then search the internet and objective publications, such as Consumer Reports and Kelley Blue Book, for information about the features, performance, durability, and costs of the models which interest you. Finally, look over and test drive any of these models.

New or Used:

In deciding whether to purchase a new or used car, make certain to estimate the difference in total costs, not just purchase price, but also depreciation, gas mileage, insurance premiums, finance charges, and likely costs of maintenance and repair. Remember, new cars almost always are more reliable and have superior warranties to used cars but lose 20 to 40 percent of their value when driven off the lot.

How to Buy

New Cars:

At car dealers, the price of the cars and their optional features are almost always negotiable. In fact, most buyers do not pay the manufacturer’s suggested list price (or sticker price). Here’s how to get the best price:

  • Before negotiating, learn the manufacturer’s wholesale price to the dealer, which will be somewhat less than the sticker price. This wholesale price can be found on the internet or purchased from services such as Consumer Reports.  Another helpful website is Edmunds.com which can tell you what incentives and rebates are being offered in your area and the True Cost to Own a particular car.
  • Negotiate price over the phone with several dealers. Because it is easier for you to end a phone conversation than walk out of a dealership, you are likely to get a better price. If the dealer won’t talk price with you over the phone, call another dealer.
  • If reluctant to negotiate, consider seeking assistance from a car buying service. One nonprofit consumer group maintains a popular service, CarBargains, in which several dealers bid for your sale.

Used Cars:

Purchasing a used car is risky in that you often cannot be certain of the condition of the car. Here’s a purchase strategy:

  • Check the Kelly Blue Book price to learn what used cars in a certain condition usually sell for. Blue Book prices can usually be found in a library reference book or on the internet.
  • Keep in mind that there are few effective used car warranties. Most cars are sold “as is,” and most of the rest carry a 50-50 warranty that obligates you to pay a portion of the repair costs.
  • Try to find a mechanic who is willing to check the car before you purchase it. And see if the seller will make the sale conditional on the car passing inspection.
  • Consider purchasing from family or friends who are more likely than dealers to tell you what they know about the condition of the car and not overcharge you.

How to Finance

Shop for a loan before buying a car.

  • Decide the amount to be borrowed and the number of monthly payments. Remember that, in general, the greater your down payment (and lower the amount borrowed), the lower your loan rate. Also remember that the shorter the loan term, the less interest you will pay.
  • Shop around, using the internet or Yellow Pages, for the least expensive loans. Regardless, make certain to call your bank or credit union for a rate quote before talking to a dealer about financing.
  • If all lenders quote you a rate above the typical one, you are considered an above-average credit risk. If your credit report, and related scores, are accurate, then you should consider delaying the car purchase until you have successfully raised your credit score.

If you still want the dealer to finance your car, negotiate.

  • The dealer may quote you a rate above the rate reflecting your credit risk (the “buy rate”). If this rate quote is above that quoted by your bank or credit union, it is probably “marked up.” Ask the dealer for your “buy rate.” If it is not provided, consider using another source to finance your car purchase.
  • The Federal Equal Credit Opportunity Act prohibits discrimination in finance charges based on race, ethnicity, sex, or martial status. Make certain the rate you pay reflects your credit-worthiness, not one of these factors.

Finally, remember there is no 3-day right to cancel on car or car financing sales. Be sure you want the car and understand the terms before signing a contract. Do not drive the car off the lot until financing is final.

How to Save for a larger down payment

The larger your down payment, the lower your debt, interest rate, and interest owed. The most effective way to save a larger down payment is to set aside a portion of each paycheck. Ask your bank or credit union to regularly transfer a certain amount from your checking account to your savings account. If you need assistance finding money to save, check out our savings tips and strategies!

Miracle of Compound Interest

Written by Super User · 09 May 2012

The chart tells the story

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Back to For Savers

Tip of the Day

  • Written by Katie Bryan | November 22, 2013

    Find places to cut your #spending so that you can pay down #debt faster: http://ow.ly/fzT2h  

Saver Stories View all »

When You Start Small, Saving is Easy

When Attiyya first got married, she and her Marine husband had just graduated from college and were focused on paying off student loan debt. They had both attended private schools and had sizeable loans. Then three months after the wedding, the couple found out they were pregnant with their first child.

The first year of their marriage, says Attiyya, was a balancing act between paying down debt and saving for the future.

Read more...

Setting a Goal Leads to Success

Written by Super User | May 24, 2019

Growing up, Marisa’s dad had always talked about saving first, but she said she didn’t really internalize it until much later. “I was drifting along with no plan, carrying a little bit of revolving debt, saving some money here and there, but without a real plan for it.”

Read more...

How Smart Financial Decisions Can Create Opportunities 

Written by Stephen Ross, America Saves Program Coordinator | November 22, 2019

Of the many stories Military Saves shares, most describe how someone was in dire straits financially and worked their way out of it with the help of Military Saves. This time we want to highlight a different kind of story. This is a story about how responsible financial decisions can build on one another to create opportunities you thought only the super-rich enjoy.

Read more...