my Social Security is your Social Security

By Irene Saccoccio, National Public Affairs Specialist, Social Security Administration

Whether retirement seems like it’s just around the corner or years away, it’s good to know that Social Security is here and working for you right now — even if you’re not yet receiving benefits. Social Security can help you today by providing you with the information you need to plan ahead for the retirement you want someday. 

Generally, there is no reduction of Social Security benefits because of your military retirement benefits. You'll get your full Social Security benefit based on your earnings.  Learn more at

In fact, one of the best tools for planning a secure retirement is exclusively yours and just waiting for you to open online today. It’s called a my Social Security account.

When you create your personal my Social Security online account, you’ll discover valuable information that can make a real difference in helping you prepare for your retirement.

You can get your online Social Security statement, review your lifetime earnings history (and catch any errors while it’s easier to fix them), see estimates of your future benefits, and more—all important information that can help you plan and save for greater peace of mind.

How to get started with my Social Security

Opening a my Social Security account online is quick, safe and easy. It only takes a few minutes and is absolutely free. To open your free account, go to the Social Security website at  and click on the “my Social Security” link. Then follow the instructions for creating your secure, online account. Before opening your account, you must be at least 18 years of age and have the following: 

  • A valid email address;
  • A Social Security number; and
  • A U.S. mailing address.

You’ll also need to provide some personal information about yourself, and answer some questions only you are likely to know. This process protects you and keeps your information private. 

You've created an account. Now what?

Once you see your estimated retirement benefits, you can really start to plan, invest and save with more confidence. You can even take a look at when you might want to retire.

While Social Security will be here to provide you with a secure foundation in the future, it was never intended to be your sole source of retirement income. So that you don’t end up living in your kid’s basement, you will want to put aside more for a comfortable retirement. Today is a great day to start!

Tip of the Day

  • Written by Guest Blogger | September 30, 2014

    Participate in the Thrift Savings Plan (TSP) - a retirement savings and investment plan for Federal employees and members of the Uniformed Services. It offers the same types of savings and tax benefits that many private corporations offer their employees under 401(k) plans. More info at

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