Set a Goal, Make a Plan and Save with Military Saves!

Saving money, improving your financial life, building wealth. It all starts when you set a goal and make a plan to reach that goal. So what is your goal? Set up an emergency cash fund? Get out of debt? Make a down payment on a car or home? Sock away money for college or retirement?


Depending on your goal your approach to saving changes! Choose a topic to explore and learn more about how to save successfully and effectively in that specific area.

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If we feature your story or tip, you get $50.


Make a pledge to yourself and create a simple savings plan that works. Complete the Pledge and America Saves will send you short email and text reminders, resources, and tips to keep you on track toward your savings goal. Become part of an entire community of savers. Get started now!

Savings Insights

30/40/30 Rule

12.20.2022 By Amy Miller, AFC® and Krystel Spell


Windfalls come in many forms – inheritance, tax return, military bonus, military backpay or maybe a lottery winning. Sometimes they are expected, and sometimes they are not. Either way, deciding what to do with extra money can be challenging and leaves many not knowing how much to spend and how much to save, especially when trying to do the right thing and make the most of the additional funds.

Money Date

12.08.2022 By Amy Miller, AFC® and Krystel Spell


A money date is an opportunity to talk openly and honestly about your day-to-day finances and your short- and long-term financial goals

Spending Plan

07.21.2022 By Krystel Spell

6 Steps to Establishing a Spending and Savings Plan for Your Military Lifestyle

The finances of military service members and their families are unique because not only must you account for regular everyday life expenses, but also plan for ever-changing circumstances like PCS moves, deployments, and fluctuating income.

Spending Plan

07.21.2022 By Krystel Spell

10 Ways To Earn Extra Money For Military Families

You’ve created a Spending and Savings Plan, aka “a budget,” and realized you need to increase the income coming into your household. The problem is, you’re already working full time, or taking on a second job outside the home isn’t possible.


06.01.2022 By Krystel Spell

A List of Unexpected Costs Associated with Buying a Home

Don't get caught with unexpected costs! Here's a list of unexpected costs that you may not be aware of of when buying a home.

Military Family

04.01.2022 By Military Saves Team

Inexpensive Things to Do With your Military Family

April is the Month of the Military Child, so it’s a great time to go out for family-friendly activities. With long hours and complex schedules, it’s important for service members to make time for their children. Growing up as a military child has its challenges, so don’t forget to make your children feel special. You can have fun and save money with your family both on and off base.

Automatic Savings

Save Automatically

The easiest and most effective way to save is automatically. This is how millions of employees save through 401(k) and other retirement programs at work. If you’re intimidated, remember what we say: “Start Small, Think Big.”


03.01.2022 By Alecia D. Blair, Military Saves Communications Associate

5 Tips to Avoid the Financial Stress of a PCS Move

If you have ever PCS’d before, then you are very aware of the financial costs of these moves that can stress even the most frugal of military families.


02.08.2022 By Military Saves Team

How To Overcome Expenses When Moving Overseas

You don’t have to be a rocket scientist to realize that moving overseas, even under the protective umbrella of the military, will cost you oodles of money.


02.08.2022 By Lori J. Schock, Director, Office of Investor Education and Advocacy, U.S. Securities and Exchange Commission

Don’t Get Scammed by Investment Fraud on the Internet

Social media and the Internet have become important tools for investors—both younger and older. Searching for stock research, guidance on investment strategies, and the latest business news are just some of the uses. Discussing and chatting about stock picks are others. Social media and the Internet provide not only a wealth of information for investors but also opportunities for those looking to take advantage of innocent victims

Partner Resource Packets

We know that the hard work of getting people to change their financial behavior takes time, which is why Military Saves wants to assist your efforts to encourage financial action and savings behavior change throughout the year.

Partner spotlight

By MyArmyBenefits Team

Life After Retirement: Will You Have Enough?

This month we are highlighting a partner resource. MyArmyBenefits is the U.S. Army’s official benefits website and is geared toward all components: Active, Guard, and Reserve.


Military Saves is a non-profit campaign seeking to motivate, encourage, and support low- to moderate-income Americans households to save money, reduce debt, and build wealth.

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