Military Saves Blog

Blog

Tips, advice, and the latest news from the savings world.

5 Ways to Capitalize on Your Credit Cards

Credit Cards Credit
Written by Darlene Aderoju · 04 October 2018

This Financial Planning Month, plan to use your credit cards to your advantage. No matter how much you try to avoid them, we all use credit cards sometimes. Having money set aside for unplanned expenses is one way to avoid overspending on your card. Here are some credit card tips and tricks from Bank of America’s Better Money Habits so when you do use your card, you can earn cash back and receive rewards on some of your transactions.

Read more ...

3 Reasons to Take Advantage of Free Credit Freezes

Written by Darlene Aderoju · 28 September 2018

As of September 21, 2018, you can freeze and unfreeze your credit with Experian, Transunion and Equifax for free. A credit freeze, prohibits lenders from accessing your credit report, making it more difficult for anyone to steal your identity or access your financial assets without your permission. Previously, only residents of certain states had access to such freezes free of charge. Here’s why you should take advantage of this freebie.

Read more ...

Preparation is Key!

Written by Guest Blogger · 20 September 2018

By Shay Cook, MS, AFC®, FINRA Investor Education Foundation

September is National Preparedness Month, and it is a great time to prepare for a potential natural or financial disaster. You never know when a hurricane, tornado, earthquake or volcanic eruption may disrupt your life. Disruptions can also occur in the form of an unexpected financial torpedo.

Read more ...

It’s National Preparedness Month: Make a Plan

Written by Guest Blogger · 13 September 2018

By Colleen Tressler, Consumer Education Specialist, FTC

Extreme weather and natural disasters can occur with little warning. This year’s floods and wildfires are proof of that. Are you ready to leave your home at a moment’s notice? You can reduce your anxiety about these scary events by making sure you are prepared if and when they happen. September is National Preparedness Month and a good time to get your family, pets, and property ready. You can, for example:

Read more ...

Review Your Leave and Earning Statement (LES) to Understand the Fine Print, Savings Status

Written by Darlene Aderoju · 07 September 2018

It’s National Payroll Week - a time to celebrate employees. It’s also the perfect time to take a look at your or your spouse’s Leave and Earnings Statement (LES) to make sure you understand the fine print.

Here are some things to review the next time you get paid:

Read more ...

Tip of the Day

  • Written by Katie Bryan | November 28, 2013

    Set a goal, make a plan, #save automatically - pledge to save today!  http://ow.ly/ksLWb

Saver Stories View all »

Setting a Goal Leads to Success

Written by Super User | May 24, 2019

Growing up, Marisa’s dad had always talked about saving first, but she said she didn’t really internalize it until much later. “I was drifting along with no plan, carrying a little bit of revolving debt, saving some money here and there, but without a real plan for it.”

Read more...

When You Start Small, Saving is Easy

Written by Lila Quintiliani | August 12, 2019

When Attiyya first got married, she and her Marine husband had just graduated from college and were focused on paying off student loan debt. They had both attended private schools and had sizeable loans. Then three months after the wedding, the couple found out they were pregnant with their first child.

The first year of their marriage, says Attiyya, was a balancing act between paying down debt and saving for the future.

Read more...

How Smart Financial Decisions Can Create Opportunities 

Written by | November 22, 2019

Written by Stephen Ross, America Saves Program Coordinator | November 22, 2019

Of the many stories Military Saves shares, most describe how someone was in dire straits financially and worked their way out of it with the help of Military Saves. This time we want to highlight a different kind of story. This is a story about how responsible financial decisions can build on one another to create opportunities you thought only the super-rich enjoy.

Read more...