Save Automatically

February 27, 2013
By Lila Quintiliani, AFC®
Military Saves Assistant Coordinator
Communication & Outreach

Saving is just like any other “good” behavior – in order for it to become ingrained, it must become part of your routine.  So how do you get the savings “habit”?  The simplest way to do it is to make saving automatic.  Each month or pay period, you pay yourself first by transferring money to a bank account that is separate from your other accounts so you won’t be tempted to spend it.   You automate the transfer by setting it up as an allotment in myPay or as bill pay transaction at your bank.  Today we are asking you to pledge to save automatically.

Financial action for today: set up an automatic transfer to your savings account each pay period or month.

Putting your saving on autopilot takes all the guesswork out of it.  Out of sight is truly out of mind.  If you put aside just $20 each pay period, at the end of the year you will have fully funded an emergency savings account.  Or you can kickstart your savings by using part of your tax refund to open an account, and then contribute more to it each month.

Want to find out more about making saving part of your routine?  Take the Military Saves Pledge.   Visit for more tips, information and inspiration. 

For more information:
The Basics of Saving
Out of Sight, Out of Mind: How to Save Automatically
New Year’s Saving Resolution #2: Save Automatically Military Center: Save for the Future

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