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Jumpstart Your Savings

Savings Tips
Written by Super User · 02 July 2012

Jumpstart Your Savings

by Lila Quintiliani, AFC®
Military Saves Assistant Coordinator

New research published by Bankrate.com last week showed that 58% of Americans don’t have three months of emergency savings while a full 28% of Americans have no savings whatsoever.  When times are tough and it’s hard to make ends meet, it’s difficult to see the benefits of saving, but the truth is, an emergency fund can be your lifeline, and the only thing between you and financial ruin.  I have seen people go in to perpetual credit card debt because they suddenly had to buy a set of tires.

At Military Saves, our mantra is to Start Small, Think Big, and that’s exactly the way you can approach building up your emergency fund, even if you’re living paycheck to paycheck.

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Back on Track

Written by Super User · 28 June 2012

Getting Back on Track

June 28, 2012
by Lila Quintiliani, AFC®
Assistant Coordinator, Military Saves

So, you went ahead and blew your diet.  Your coworker brought in a homemade chocolate cake this morning, and you decided to have just one piece and then couldn’t resist seconds.  So when you attend a birthday party later this afternoon, you might as well have that third piece of pizza, right?  After all, your diet is already wrecked, isn’t it?  WRONG!  Diets, which are very much like budgets, are tough to stick to; we all make mistakes, we all fall off the wagon, so to speak.  The key is that we need to learn to pick ourselves up, dust ourselves off and start all over again.

Here are some tips for getting back on track once you’ve gone on a spending binge.

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Tip of the Day

  • Written by Guest Blogger | April 18, 2014

    Don't fall prey to the #payday #loan trap! Read these tips for alternate options http://ow.ly/vTKTh

Saver Stories View all »

One That Almost Got Away

Written by Super User | November 26, 2010

Brody Lockwood - Like a typical fledgling, I started down the track of financial indebtedness. Nineteen years old and nothing to lose. Credit - who need it? Savings - that was for older people with responsibility. Debt - my parents were in debt ergo it must be OK. When I was eligible for reenlistment, I reenlisted for a multiple of 3 worth $15K. I was happy to pay off my debt, but would I be able to stay out of debt?

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Money on the Side

Written by Super User | November 26, 2010

Camp Arifjan, Kuwait -- A colonel in the 1st Theater Sustainment Command has money on his mind.

Army Col. George Fields, the Chief of Intelligence, or G2, has been teaching a free "Managing Your Money" class here in his spare time. More than 400 students have attended his six week-long class to learn more about increasing their own finances.

"All I did was sit down and listen to a guy one day who showed me what he was doing" said the colonel as he explained how he became interested in what he calls, "becoming financially free."

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A Plan for Success

Written by Super User | April 26, 2012

I’m Staff Sergeant Robert Zuniga and I have been an active duty Air Force medic for eight years. I plan on staying in long enough so that I can retire at 20 years. I have always been interested in personal finance and would like to share how it IS possible for me and my stay-at-home wife and two kids to not only save and invest a ton of money but also have a lot of responsible fun as well on 'low' enlisted pay. You CAN do it too!

First off, we write down our goals and separate wants from needs.

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