Military Saves Blog


Tips, advice, and the latest news from the savings world.

The word "stress" written on a chalkboard, partially erased by a pink eraser.

Reducing Financial Stress During the Holidays

Holiday Financial Well-being
Written by Lani Poblete · 20 December 2017

While the holidays should be a joyful time, the busyness of the season on top of the financial burden can bring unwelcome stress. From out-of-town guests, to holiday gift giving, to hosting holiday gatherings, there are many factors that can leave us taking a few deep breaths.

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Pair of hands holding a pink piggy bank.

New Designation of Savings Excellence for Military Saves Week

Military Saves Week
Written by Alecia Blair · 19 December 2017

Installations and military-affiliated organizations around the world do a lot to help service members and their families save money and assess their financial readiness during Military Saves Week, throughout the first quarter of the year and beyond.

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Piggy bank wearing a santa hat and large round glasses surrounded by wrapped gifts.

How to Avoid Holiday Overspending

Budgeting Financial Planning Holiday
Written by Guest Blogger · 19 December 2017

By FINRA Investor Education Foundation Staff

Have you ever joked with friends or family following a get-together that you’d been “overserved”? It’s a tongue in cheek expression, acknowledging that you exceeded your prudent limit of food or drink (and are now paying the price), but blaming someone else. You’re not fooling anyone, of course, but it spares your pride to jokingly fault the host instead of yourself.

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Assorted wrapped gifts in multiple colors.

The (Budget-Friendly) Joy of Gift Giving

Budgeting Holiday holiday budget
Written by Madalyn Pemberton · 14 December 2017

We all like to know we’ve brightened the day of someone we love and care for. Choosing to spend a little extra money on a gift for someone special may seem like it’s worth it right now, but if you have to deviate from your budget, then it might not be the best idea in the long-run.

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"The Military's New Blended Retirement System" written on top of a picture of military jets flying in the sky

What Military Spouses Need to Know About the BRS

Retirement Thrift Savings Plan Retirement Savings Blended Retirement System
Written by Guest Blogger · 13 December 2017
By Lacey Langford, AFC®, Military Finance Expert & Money Life Coach 
The Department of Defense (DoD) is rolling out a new Blended Retirement System (BRS) on January 1, 2018.  At the base, the BRS is similar to how the current, legacy system, works.

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Tip of the Day

  • Written by Tammy G. Bruzon | February 3, 2018

    We're proud to participate in Military Saves Week 2018. See who else is participating and learn more: #MSW18

Saver Stories View all »

One That Almost Got Away

Written by Super User | November 26, 2010

Brody Lockwood - Like a typical fledgling, I started down the track of financial indebtedness. Nineteen years old and nothing to lose. Credit - who need it? Savings - that was for older people with responsibility. Debt - my parents were in debt ergo it must be OK. When I was eligible for reenlistment, I reenlisted for a multiple of 3 worth $15K. I was happy to pay off my debt, but would I be able to stay out of debt?


One Sailor's Course to Financial Freedom

Written by Super User | November 26, 2010

We all know its not easy to get out of debt once you in over your head. But it can be done with the sound advice and support that the Military Saves program offers. I am a testament to that. I was a recently divorced, single mother. Like many people I had credit card debt, a car loan, bad credit, and a low income job that never seemed to be enough to put food on the table.

Then I decided I'd had enough of living paycheck to paycheck and worrying about money all the time.


Meet Wacinque BeMende

Written by Super User | November 26, 2010

Meet Wacinque BeMende. He’s so passionate about encouraging savings and promoting financial literacy, he’s established his own Kid’s Savings Program. Wacinque donated $15,000 to the Community Action of Laramie County in Cheyenne Wyoming to begin the Wacinque “ Rhino” Fund Endowment to help kids open savings accounts.