Military Saves Blog


Tips, advice, and the latest news from the savings world.

How Teaching Good Money Skills Early Pays Off in the Long Run

Young Savers Money Management Children
Written by Super User · 25 September 2012

How Teaching Good Money Skills Early Pays Off in the Long Run

September 25, 2012
by Kimberly Shuck
AFC® Candidate 
FINRA Military Spouse Fellow

As a child, I was taught by my parents to save my money for a rainy day.  They made sure I saved at least ten percent of any allowance, birthday or Christmas money.  I even remember saving money I received from the tooth fairy. She didn’t pay what she does now!   My parents modeled how to live within their means and be happy about it. Their actions and expectations for how I handled money laid a strong foundation for my financial success in adulthood.

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Retirement Savings: Top Savings Goal for Military Savers

Retirement Military Saves Week
Written by Super User · 21 September 2012

Retirement Savings: Top Savings Goal for Military Savers

21 September 2012
Andia Dinesen, AFC ®
Military Saves Coordinator

In a survey conducted earlier this year, Military Saves learned that the top savings goal of Military Savers is retirement, followed by debt repayment, and emergency fund.  For entire survey results, click here.

The survey, conducted a from 19 April to 10 May, 2012, was completed by over 700 Military Savers who have taken the Military Saves pledge from 2007 to 2012.  This is a convenience sample that was collected through a request to Savers through the Military Saves monthly eNewsletter, direct email, and Military Saves Facebook and Twitter pages.

The survey results can be found on

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Why I Love My Emergency Fund

Emergency Fund
Written by Super User · 20 September 2012

Why I Love My Emergency Fund

September 20, 2012
By Rebecca White
AFC® Candidate
FINRA Military Spouse Fellow

Even in the best times military life can hardly be qualified as stable. We come, we go, our friends come and go and our servicemembers come and go even more. All the coming and going brings job loss, new homes, new climates, new people and new places. I love the life and I think the military does a great job of smoothing the

transitions. But when it comes to money and financial stability it’s mostly up to us. If I can say one thing about military life and money, it’s taught me to love my emergency fund. Here are the top 5 reasons why:

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True Story: Starting Over

Written by Super User · 19 September 2012


True Story: Starting Over

The following post comes from the America Saves Blog. Follow them on Twitter and Facebook.

September 19, 2012
by Katie Bryan
America Saves Communications Manager

Until last summer, Michael Lindman spent money freely. “I was a union truck driver for 35 years and had a good income,” said Lindman. “I owned my own home, saved a little, and tried to live within my own budget. You always think there’s going to be that much coming in, but things can change in a split second.”

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How to Avoid Stress When You Hit Life's Potholes: Get Your Emergency Fund Revved Up

Emergency Fund Emergency Savings
Written by Super User · 18 September 2012

September 18, 2012
by Lila Quintiliani, AFC®
Military Saves Assistant Coordinator

I'm writing this post from the local garage, where I will be spending a lot of time for the next couple of days.  It started out innocently enough -- I took my husband's car in because one of his headlights was out.  See, with his make of car (a luxury brand, albeit an 8 year old one) I know you have to basically take the front end off to get to the headlights, so it's not a do-it-yourself kind of project.  But it turns out it's not just the headlight that needs replacing, there's something wrong with the ballast.  We can't drive around without a headlight, so I've got to get it replaced.  For just under $500.  Ouch.

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Tip of the Day

  • Written by Guest Blogger | June 17, 2014

    Teach your #kids about finance - start with the #Money as you Grow program >>

Saver Stories View all »

How Smart Financial Decisions Can Create Opportunities 

Written by | November 22, 2019

Written by Stephen Ross, America Saves Program Coordinator | November 22, 2019

Of the many stories Military Saves shares, most describe how someone was in dire straits financially and worked their way out of it with the help of Military Saves. This time we want to highlight a different kind of story. This is a story about how responsible financial decisions can build on one another to create opportunities you thought only the super-rich enjoy.


When You Start Small, Saving is Easy

Written by Lila Quintiliani | August 12, 2019

When Attiyya first got married, she and her Marine husband had just graduated from college and were focused on paying off student loan debt. They had both attended private schools and had sizeable loans. Then three months after the wedding, the couple found out they were pregnant with their first child.

The first year of their marriage, says Attiyya, was a balancing act between paying down debt and saving for the future.


Setting a Goal Leads to Success

Written by Super User | May 24, 2019

Growing up, Marisa’s dad had always talked about saving first, but she said she didn’t really internalize it until much later. “I was drifting along with no plan, carrying a little bit of revolving debt, saving some money here and there, but without a real plan for it.”