Savings Tools and Resources

Take the Pledge

Military Saves can help you develop your goals and take action. When you take the Military Saves Pledge, you'll receive emails that will encourage and motivate you as you start your journey toward personal financial freedom. The following free resources are also available to you:

Free Financial Coaching/Counseling & Resources - Active duty military personnel have access to free financial counseling through their installation's Family Readiness centers and MilitaryOne Source. If these options are not available to you, you can sign up for free financial coaching/counseling associated with your savings plan/pledge. Click here to create a Yellow Ribbon Network Account and one of their AFCPE Accredited Counselors will contact you. Signing-up will also give you access to all types of assistance the Yellow Ribbon Network offers (financial, housing, and employment). Don't need financial counseling right now? No problem, you can access Yellow Ribbon Network's resources through their Hero Accounts.
Receive a Free Credit Score from myFICO (courtesy of FINRA Investor Education Foundation - for more information please click here.

The Department of Defense Spouse Education and Career Opportunities program provides education and career guidance to military spouses worldwide and offers comprehensive resources and tools for all stages of your career progression.

Military Saves Text Messages

Military Saves is excited to announce the launch of our NEW goal-based text message service to Military Savers. Through these goal-based text messages with helpful tips and reminders, individuals will be better encouraged, supported, and motived to save towards their goal.

Resources and Links

Tip of the Day

Check out the guide from @CFPB that helps you to know which questions to ask when shopping for a financial advisor http://ow.ly/rrjYO

Pledge to Save

I pledge to save money, reduce debt, and build wealth over time. I will encourage my family and friends to do the same.

Pledge to Save

Saver Stories View all »

From Shopaholic to Saver

Many of us spend too much money on things we don’t need, but we don’t always know why. It’s easy to get a quick fix from retail therapy, but before we know it, our hard-earned money is gone. Oftentimes, when we engage in a “shopaholic” lifestyle or sporadic shopping sprees, we still experience feelings of emptiness, but to make it worse, we now have debt, too.

Khanmany was a shopaholic who turned everything around. She is active duty Navy and shares, “I was spending too much on things I didn't need. I was going shopping for no reason and was trying to fill a void. I was running up every credit card I owned to include Victoria's Secret, Military Star, Navy Federal, TJ Maxx, JCPenney, Macy's, USAA, and was only paying the minimum payments.”

Making Saving Automatic Leads to Personal Success

Ryan’s savings journey started when he was an active duty airman. Frequent deployments and temporary duty assignments gave him the opportunity to save. By the time he transitioned out of active duty, he had built up a healthy rainy-day fund and had started to aggressively save for retirement.

Setting a Goal Leads to Success

Growing up, Marisa’s dad had always talked about saving first, but she said she didn’t really internalize it until much later. “I was drifting along with no plan, carrying a little bit of revolving debt, saving some money here and there, but without a real plan for it.”