Savings Tools and Resources

Take the Pledge

Military Saves can help you develop your goals and take action. When you take the Military Saves Pledge, you'll receive emails that will encourage and motivate you as you start your journey toward personal financial freedom. The following free resources are also available to you:

Free Financial Coaching/Counseling & Resources - Active duty military personnel have access to free financial counseling through their installation's Family Readiness centers and MilitaryOne Source. If these options are not available to you, you can sign up for free financial coaching/counseling associated with your savings plan/pledge. Click here to create a Yellow Ribbon Network Account and one of their AFCPE Accredited Counselors will contact you. Signing-up will also give you access to all types of assistance the Yellow Ribbon Network offers (financial, housing, and employment). Don't need financial counseling right now? No problem, you can access Yellow Ribbon Network's resources through their Hero Accounts.
Receive a Free Credit Score from myFICO (courtesy of FINRA Investor Education Foundation - for more information please click here.

The Department of Defense Spouse Education and Career Opportunities program provides education and career guidance to military spouses worldwide and offers comprehensive resources and tools for all stages of your career progression.

Military Saves Text Messages

Military Saves is excited to announce the launch of our NEW goal-based text message service to Military Savers. Through these goal-based text messages with helpful tips and reminders, individuals will be better encouraged, supported, and motived to save towards their goal.

Resources and Links

Tip of the Day

Having emergency #savings may be the most important way to stay afloat financially. 5 Tips on how to start one: http://ow.ly/rswS2

Pledge to Save

I pledge to save money, reduce debt, and build wealth over time. I will encourage my family and friends to do the same.

Pledge to Save

Saver Stories View all »

Building a Six-Figure Savings While Enjoying Life

Does the idea of saving up hundreds of thousands of dollars seem impossible? How about doing it while still living an enjoyable lifestyle?

For military spouse Martina and her husband, an E-5 in the Navy, accumulating a six-figure savings has become a reality. One might think that in order to save this much, it would take a great deal of sacrificing and forgoing a certain quality of life, but Martina and her husband would disagree. “Over the past few years (about five), we've managed to save almost $120,000 while mostly living on one income. We've learned so much about easy ways to save money and live a good life,” shares Martina.

Living the Dream: This Military Couple Retired Early

“Continuous dedication to financial peace pays off,” shares military couple, Denise and Jim. They would know, because at ages 52 and 53, they are already retired. The couple enjoyed life as an Army family for 32 and a half years and started planning for retirement decades ago. Denise shares, “We are not working a paid job, but are volunteering and meeting some personal fitness goals and enjoying some time together after many years spent geographically apart. It can be done!”

Involving Kids in Family Finances

One of the best lessons we can share with our kids is about money. By middle school, kids should have a good understanding of how money works as well as the importance of saving.