Finding Money to Save | America Saves

Choose Your Savings Goal
Emergency fund Retirement Investment Savings Vacation Education Large Purchase Debt Repayment Housing Transition fund General Savings

Emergency fund

Nearly a quarter of savers who take the Military Saves pledge chose “emergency savings” as their first wealth-building goal. And they have the right idea.

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Helpful emergency savings links:
Set a Goal: Save for Emergencies Emergency Savings Tips on Where to Keep Your Emergency Savings This is the Emergency You've Been Saving For How Military Families Can Save $500 to $1,000 for Emergencies

Retirement

Retirement savings is a top priority for many Savers. Saving now for retirement will ensure that you have enough money to enjoy a comfortable standard of living when you stop or reduce the amount of hours you work.

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HELPFUL RETIREMENT SAVINGS LINKS:
Why Military Spouses Should Get Ready for Retirement, Too Your Uniformed Services TSP Account: A Sweet Deal That Just Got Sweeter Three Things to Know When You Have Two TSP Accounts Your TSP: How to Make Your Money Work For You

Investment Savings

More and more people who take the Military Saves pledge are choosing investment savings as their goal. Making investments can build wealth over time more reliably than using a savings account, but it also involves risk. So, it’s important to educate yourself.

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Helpful Investment Savings Resources:
Check out the Better Business Bureau’s (BBB) time-tested rules Check out the Securities and Exchange Commission’s (SEC) guiding principles Learn more about investment fees from the SEC

Vacation

Vacation anyone? You might be gearing up for your next trip soon. Luckily, you don’t have to be rolling in dough to travel!

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Check out these resources to help save for your next vacation:
Make the Most of Your Vacation with These Easy Summer Savings Tips

Education

Saving for education is the second most popular goal (after saving for emergencies) savers select when they pledge to save with Military Saves.

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Helpful Education Savings Links:
Learn more about grants and scholarships Learn more about Federal Work-Study Learn more about 529 plan fees and how they impact financial aid eligibility Learn more about savings bonds Learn more about federal student loans

Large Purchase

Think and acting like a saver not only means knowing what you’re saving for and how much it costs, but having a plan for building that savings.

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Helpful Large Purchase Savings Tips:
Five Rules for Buying a House 4 Things Veterans and Service Members Need to Know When Buying a Home 5 Holiday Mistakes That Could Cost You Save with a Plan: Your Future Self Will Thank You

Debt Repayment

Getting out of debt is the #3 goal Savers select when they pledge to save. With planning, discipline, patience, and maybe some outside help, almost anyone can reduce their debts and start to accumulate wealth.

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Helpful Debt Repayment Links:
Tips for Getting Out of Debt First Step to Destroy Debt: Stop the Bleeding Looking for extra money? 8 Debt Management Tips That Could Help Military Service Members Save Money Each Month

Housing

Develop a savings plan to build up money for a down payment at purchase, for moving expenses, and for post-purchase emergency expenditures such as needed home repairs.

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Helpful links for future homeowners:
Visit Freddie Mac for information about home buying and the mortgage process For more information about home buying and the mortgage process visit Fannie Mae Check out Current Mortgage Rates Five Rules for Buying a House 4 Things Veterans and Service Members Need to Know When Buying a Home

Transition fund

Military families move all the time, but to prepare for a life of moves, you need to know what to expect both before and after a move. That means asking a lot of questions and doing some research. Know the costs involved, make a PCS (Permanent Change of Station) plan, and set aside funds specifically ear-marked as a PCS fund.

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Helpful Transition Fund Links:
Talk to Your Spouse About Money BAH Calculator

General Savings

It can be hard to put aside money for savings. But there is an easy way to save money without ever missing it. Make your savings automatic. You can start small and save $20 a week or month or you can try and save more.

Learn more

Helpful General Savings Resources:
54 Ways to Save Money What's The Easiest Way To Save? Automatically How to Start Your Savings Journey 38 Reasons You Need At Least a $500 Emergency Fund 5 Ways To Teach Kids How To Save At Home
Take the Military Saves Pledge

Savers who make a plan are twice as likely to save successfully.
Take the Veteran Saves Pledge

Make a pledge to yourself and create a simple savings plan that works. Complete the Pledge and Veteran Saves will send you short email and text reminders, resources, and tips to keep you on track toward your savings goal. Become part of an entire community of savers. Get started now! Please use a CIVILIAN email address.

Why am I taking this pledge?

Creative ways to fund your savings

What to save for

I

First Name *

Last Name *

pledge to save money, reduce debt, and build wealth over time. I will encourage my family and friends to do the same.

I’m saving for...

Emergency fund

Large Purchase (car, electronic, etc.)

Debt Repayment

Housing (ownership, improvement, etc.)

Investment

Retirement or long-term investment

Transition fund

General Savings

Vacation or special event

Disability-related expenses

I will save

Amount

each month for

Month

months to reach my savings goal.

Your Debt Repayment amount

Debt Repayment Tips

I, _firstName_ _lastName_, pledge to save $_amount_ each month, for _term_ month(s), to reach my _goal_ savings goal of $_amountTotal_.

Email address

Confirm Email address

Phone number

Zip code

Branch of Service

Military Affiliation

Rank/Grade

I am 14 years old or older.

I want to receive text message savings tips and advice.
You are signing up for recurring messages from Veteran Saves. Message and data rates may apply. Text HELP to 70878 for info. Text STOP to 70878 to opt-out. No purchase necessary. See our privacy policy for more details. Message frequency varies.

By submitting the pledge form you agree to share this information with Veteran Saves. All personal information will be treated confidentially. Please refer to our Privacy Policy for more information.

Why am I taking this pledge?
Those with a savings plan are twice as likely to save successfully. Taking the Veteran Saves Pledge is a pledge to yourself to start a savings journey and Veteran Saves is here to encourage you along the way. Take the first step toward creating a better financial future. Make a plan, set a goal, and pledge to yourself to start saving, today.

Congrats on completing the pledge!

We are so glad you have started your savings journey and Veteran Saves will be right beside you the whole way! You will soon receive an email from the America Saves team to help encourage you. Find helpful links below to continue researching topics on saving.
Military Saves Text Messages

Now there’s a new way to sign up to receive goal-based text messages from Military Saves!

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For Organizations

Latest Partner Resource Packets Resource Links

For Organizations

Military Saves wants to assist your efforts to encourage financial action and savings behavior change throughout the year.

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Be sure to check out...
Latest Partner Resource Packets Resource Links

Partner Spotlight

By MyArmyBenefits Team

Life After Retirement: Will You Have Enough?

This month we are highlighting a partner resource. MyArmyBenefits is the U.S. Army’s official benefits website and is geared towar...

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Resource Center

Savers
Insights Saver Tips and Stories Saver Links

Organizations
Partner Resource Packets

Resource Center

Insights Saver Tips and Stories Saver Links

Credit Score

04.18.2017

Military Life – PCS for Homeowners

Although the housing markets have largely recovered from the real estate bust of nearly a decade ago, a Permanent Change of Statio...
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Deployment

03.20.2015

Deployment: More Reasons to Save, and More Options Too!

Deployment—before, during, and after—can be a stressful time to say the least! Thankfully, there are some benefits offered during ...
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04.19.2019

Involving Kids in Family Finances

One of the best lessons we can share with our kids is about money. By middle school, kids should have a good understanding of how ...
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08.12.2019

When You Start Small, Saving is Easy

When Attiyya first got married, she and her Marine husband had just graduated from college and were focused on paying off student ...
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Hands on Banking

Do you have an emergency fund? Are you saving for a big purchase, like a car? Are you saving for retirement? Learn strategies and ...
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Defense Finance and Accounting Service

The people of the Defense Finance and Accounting Service (DFAS) take pride in serving the men and women who defend America. We tak...
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Partner Resource Packets

01.29.2020

New Resource Packet: January 2020 Tax Time Savings

Tax season is upon us. While most people dread gathering their documents and filling out tax forms, there’s no denying that tax ti...
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04.26.2019

Money and Moving: Avoid a PCS Financial Fiasco

Spring is in the air and in the military community that means one thing: thousands of families across the globe have just received...
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Newsroom

Press Releases In the News Reports

Press Releases In the News Reports

06.01.2021 By Angela Caban

11 Financial Institutions, 17 Organizations Awarded for Encouraging Military and Veteran Community to Save

Military Saves announced today that three banks and eight credit unions have been awarded the Military Saves Designation of Saving...
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02.13.2019

Learn Healthy Saving Habits During Military Saves Week

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02.26.2018

Military Saves Week: Set a Goal. Make a plan. Save automatically

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2019 Military Saves Saver Survey Infographic

80% say that taking the Military Saves Pledge has helped them save.
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Military Saves 2018 Annual Report

For more than 15 years, Military Saves has motivated military families to save money and focus on their financial readiness. As th...
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