Tips, advice, and the latest news from the savings world.
by Lila Quintiliani, AFC®
Military Saves Assistant Coordinator
My husband and I were just discussing how when we were younger and more foolish, we somehow managed to spend our weekends frittering away money on movies, restaurants, bars and coffee shops. Fast forward and we have two kids, a mortgage and are trying to save for retirement and college at the same time. Our “B.K.” (Before Kids) lifestyle has gone the way of the dinosaurs, and now I’m always looking for something that we can do that isn’t going to break the budget.
Fortunately for us, there are quite a few options out there for military folks to have some inexpensive fun, and this past week, the National Parks Service upped the ante by announcing that service members and their dependents can get a free military pass that allows entrance to not only national parks, but also sites managed by the U.S. Fish & Wildlife Service, the Bureau of Land Management, the Bureau of Reclamation and the U.S. Forest Service.
Credit Score Quiz. Will you pass?
By Andia Dinesen, AFC ®
Military Saves Coordinator
I had always considered myself fairly well-versed in financial matters, however when I began working toward my certification as a financial counselor two years ago, I really began to realize what I didn’t know. Credit score and credit history were two areas that, I have to admit, I really didn’t understand. I suppose I understood the basics. I knew that if I missed a payment on a loan or had a huge amount of debt that it definitely affected my score; knowing more than that really didn’t seem to matter (at the time). Then I learned more; and now I wish I knew long ago that it really does matter. That is, if you like paying thousands of dollars less for a car, a home, and insurance. Or if you want to have an easier time getting a job, renting an apartment or hooking up your utilities. That is what I love about www.CreditScoreQuiz.org. I wish I could go back in time and take the Quiz two years ago and compare my scores. Today, I rocked it. Okay, to be honest I still missed two questions, which only proves I have more to learn!